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Weardale’s hotspot

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Cash is king: Indonesians withhold spending, augment emergency funds

first_img“We try to be as budget-wise as possible to continue paying our mortgage, and we’re also delaying applying for a loan restructuring policy from the bank,” said Norma, whose family is based in Jakarta. “The last time I topped up GoPay and OVO before Eid was in March, which means I almost never took a ride or ordered food from online applications during quarantine.” Norma added that she would continue to spend smart, at least until there was a significant decline in cases or a vaccine became available.Consumer spending, which accounts for nearly 60 percent of Indonesia’s GDP, is expected to contract this year to the lowest level in decades, economists predict. Consumer confidence nosedived to at least a 12 year low, according to Bank Indonesia’s (BI) consumer confidence index (IKK) survey in April.Center of Reform on Economics (CORE) director Mohammad Faisal predicted that consumer spending would contract in the second quarter. Consumer spending growth slowed down markedly in the first quarter to 2.84 percent year-on-year (yoy), a far cry from the 5.01 percent growth over the same period last year. People are becoming increasingly cautious about spending as they prepare for the possibility that the pandemic will have a long-term impact on their finances. Many have opted to allocate more money for emergency funds.English teacher Norma Solikhah, 28, and her husband are one example. They decided to cancel their planned purchase of new furniture and have delayed plans for vacations to have more cash for emergency needs. They have cooked meals at home every day since the work-from-home policy began in March, and they have bought essential items online at lower prices.Read also: Investors turn to government bonds amid market uncertainty Read also: Ultra-rich to place more funds in banks amid liquidity crunch: EconomistsConsumer spending in the lower-middle-income segment of society is greatly depressed at present because millions of people have lost their jobs, Faisal said. Meanwhile, the middle to upper income segments have tended to delay nonessential purchases and investment because of the uncertain and volatile economic conditions, he added.Approximately 115 million Indonesians, or 45 percent of the country’s population, have yet to achieve economic security and the lifestyle of the middle class, according to a World Bank report titled Aspiring Indonesia – Expanding the Middle Class.“There is high uncertainty at this moment, and it makes people think they need to be careful in spending money. Instead of [spending] on investment and holidays, many people are saving more money for survival,” said Faisal.The latest consumer confidence survey by Nielsen Research also indicated that in the first quarter of 2020 Indonesian consumers had significantly reduced their spending on holidays from 42 percent in the previous quarter to 36 percent. Consumers also reduced investment in stocks and mutual funds to 34 percent, down from 46 percent in the fourth quarter of 2019.Ester Christine Natalia, 26, who lives in Tangerang with her husband, has decided to reallocate the funds the family usually used for investment in mutual funds for a cash emergency fund.“Because it is more liquid and safe,” said Ester. “In a crisis like this, cash will always be king.”Private sector employee Rizki Amalia, 26, has also opted to hold more cash in an emergency fund for her parents instead of spending it.  Read also: Retail investors growing as brokerages intensify online access“Initially, I made a savings account for a holiday plan in 2021, but then I shifted the savings account to an emergency fund for my parents. In this situation, we will never know what the future will hold, so the increased emergency fund is the best decision,” said Rizki, who lives in Jakarta.  Nielsen Research also found that 23 percent of respondents were concerned about health, up significantly from 14 percent in the fourth quarter of last year.“When the survey was conducted, COVID-19 had not affected Indonesian consumers’ optimism. Even though it was not yet announced as a pandemic by the WHO, it had already affected consumers’ concerns about health,” said Nielsen Connect Indonesia managing director Indrasend Patmawidjaja.Topics :last_img read more

Heerema to Install Foundations for Taiwan Wind Project

first_imgHeerema Marine Contractors has signed a contract with Jan de Nul, to install 21 jacket foundations (4 legged) for the Changhua project in Taiwan.The Changhua wind farm Phase 1 project is situated in Taiwanese waters and is a project of the Taiwan Power Company (TPC) and executed by a consortium of Jan de Nul and Hitachi.The installation will take place 8 km off the coast of Changhua county, at a water depth of 18 to 28 meters.The installation will be done by Heerema’s fast sailing heavy lift vessel ‘Aegir’.Koos-Jan van Brouwershaven, CEO of Heerema Marine Contractors said: “This is our first contract in Taiwan, thus another major milestone. This Changhua project re-emphasizes Heerema’s commitment to operate in wind projects all over the world and strengthen our position in the Asian offshore wind market.”Van Brouwershaven added: “The willingness to constantly seek cooperation between partners is what drives this team and Heerema as a company. With such a mindset we can jointly achieve anything.”For Heerema, the offshore phase of this project will start in March 2020 with planned completion in early June 2020.last_img read more

Hyundai Mipo secures orders for petrochemical carrier quartet

first_imgSigned with an unnamed European shipowner, the contract also includes options. What is more, HMD announced on Monday, 20 July, a contract worth KRW 85.9 billion ($71.9 million) for two petrochemical product tankers. The ships are expected to be delivered by 30 September 2021, HMD said in a stock exchange filing. The 50,000-ton ships will feature a length of 183 metres and a width of 32.2 metres. The construction is expected to start in November 2020, Yonhap News Agency reported. On July 21, HMD said it inked a KRW 86.8 billion (around $72.6 million) deal with an undisclosed Asian shipowner for two petrochemical tankers. The contract also includes two options.center_img Shipbuilder Hyundai Mipo Dockyard (HMD), part of Korea Shipbuilding & Offshore Engineering Co., has received orders for the construction of four petrochemical carriers. The units are slated for delivery by 30 November 2021, according to a stock exchange filing issued by HMD. They will have identical dimensions as the abovementioned ships. Korea Shipbuilding has so far this year secured orders to construct a total of 22 petrochemical carriers.last_img read more

Solskjaer upbeat Pogba, Fernandes can play together at Man Utd

first_imgOle Gunnar Solskjaer has insisted Paul Pogba and Bruno Fernandes are more than capable of forming a formidable partnership in Manchester United’s midfield. January signing Fernandes has flourished in Pogba’s absence and has already become the leading figure in United’s team. United hope to welcome Pogba back to the squad in the coming weeks, the Frenchman has not played since December due to injury, and Solskjaer is confident he can play alongside Fernandes in the middle of the park. ‘Of course, you look at our squad and you want the best players playing together,’ he told NBC Sport . ‘You have a hope that we get to the stage where we really challenge for the league. ‘We want to consistently keep winning games like Manchester United teams do by playing convincing, attacking, free-flowing football with flair.’Advertisement Loading… Read Also: Ighalo to start against Man City in 4-2-3-1 line up United signed Fernandes mid-way through the season after Pogba aggravated an ankle injury just before the new year. Fernandes has already scored three times for his new side and has quickly emerged as United’s new talisman. It is unclear if Pogba will be at United to form a long-lasting partnership with Fernandes, with transfer speculation still swirling around the playmaker. FacebookTwitterWhatsAppEmail分享 center_img ‘You have a hope that we get to the stage where we really challenge for the league. ‘We want to consistently keep winning games like Manchester United teams do by playing convincing, attacking, free-flowing football with flair.’ Promoted ContentThe Highest Paid Football Players In The WorldWhy Do So Many Digital Assistants Have Feminine Names & Voices?You’ve Only Seen Such Colorful Hairdos In A Handful Of Anime6 Best 90’s Action Movies From Your ChildhoodThe Highest Paid Football Players In The WorldWho Earns More Than Ronaldo?5 Of The World’s Most Unique Theme Parks7 Ways To Understand Your Girlfriend BetterBest & Worst Celebrity Endorsed Games Ever Made8 Superfoods For Growing Hair Back And Stimulating Its GrowthWhich Country Is The Most Romantic In The World?10 Risky Jobs Some Women Dolast_img read more

Trojans Freshman Top Bulldogs

first_imgThe Batesville Freshman fell to the East Central Trojans on Thursday night 44-36.Gunner Olsen and Zach Britton led they way for Batesville with 12 points each. Alex Roell added 6 and Peyton Meyer chipped in 5 in the losing effort. Mitch Esser was the only other Bulldog to record a point, with 1.“We got off to a great start (8-2), but to East Central’s credit, they matched and bettered that effort with a 9-0 run of their own to end the first quarter”.  Batesville Coach Ben Siefert.The Bulldogs erased a 5 point halftime deficit to tie the game early in the 3rd quarter. However, Batesville was never able to take a second half lead and were outscored 23-20 in the second half.“We shot the ball really well tonight. We hit nine 3pt field goals against their 3-2 zone. The deference was the scoring inside. They had 24 points inside of 2, a lot of which were put backs where we didn’t find a man on the defensive boards. We only scored three field goals inside of 2 the entire night. That was the difference. To their credit they kept us off the offensive glass and limited our opportunities.”  Batesville Coach Ben Siefert.With the loss, the Bulldogs fall to 3-2 on the season. They will be in action again Saturday morning, in the Ripley County Invitational. Batesville will play Milan in game #1. Tip time is 10:00am.Submitted by Batesville Coach Ben Siefert.last_img read more

Ronald H. Fledderman

first_imgRonald H. Fledderman, age 78 of Batesville, died Tuesday, October 17, 2017 at his home.  Born March 22, 1939 in Franklin County Indiana, he is the son of Eunice (Nee: Wolf) and Raymond Fledderman.  He served in the Army Reserves from 1957- 1958 and married Jackie Flodder October 15, 1960 at St. Louis Church.     Ron loved animals, especially horses.  A member of the Thoroughbred Racing Association, he has raised, trained and raced horses for years. He enjoyed a good cigar, fine bourbon and visits to the racetrack and casino.Taking night classes, he studied metallurgy, drafting and tool design.  He would go to work for P & W Tool & Die in Cincinnati and eventually become CEO of the company, where he drastically changed the face of the business, implementing new manufacturing methods and creating automated systems that allowed the company sales to grow by 700%.In 1978, he founded Batesville Tool & Die.  What started with three employees has grown to over 900.  He retired from the day to day running of the business in 1987 and remained Chairman of the Board until 2003.  An accomplished businessman, he was a mentor to many.  In the early 90’s he formed an investment company and a real estate development company.Ron believed in supporting the community and giving back.  He lent his time and talents to many organizations including being a director for First Bank & Trust, a director of Fifth Third Bank of Southeastern Indiana and a director and former board President of New Horizons Rehabilitation.He is survived by his wife Jackie; daughters Ronda (Lance)  Green  and Rachelle (Kyle)  Mathews; sons Jody (Kim) and Jay (Paula) Fledderman, all of Batesville, Joel (Robyn) Fledderman of Oldenburg; sisters Susan Bonelli of Harrison, Ohio, Pat Ertel of Indianapolis; twelve grandchildren and six great grandchildren with two more due to arrive shortly.  In addition to his parents, he is also preceded in death by his sister Vida Sharp.Visitation is Friday, October 20th, from 4 – 7 p.m. at the Weigel Funeral Home.  Funeral services are 10 a.m. Saturday, October 21st at St. Louis Church with Rev. Stan Pondo officiating.  Burial will follow in the church cemetery.  In lieu of flowers and gifts the family requests memorials to Margaret Mary Health Foundation Hospice or New Horizons Rehabilitation.last_img read more

Criticism From Fans, Teammates Doesn’t Bother Me Anymore – Akpeyi

first_img Promoted Content9 Facts You Should Know Before Getting A Tattoo7 Non-Obvious Things That Damage Your PhoneWhich Country Is The Most Romantic In The World?World’s Most Delicious Foods7 Black Hole Facts That Will Change Your View Of The Universe6 Incredibly Strange Facts About Hurricanes10 Phones That Can Work For Weeks Without RechargingWhat Is A Black Hole In Simple Terms?You’ve Only Seen Such Colorful Hairdos In A Handful Of Anime11 Theories Why We Haven’t Met Any Aliens Yet7 Ways To Understand Your Girlfriend Better8 Superfoods For Growing Hair Back And Stimulating Its Growth Super Eagles goalkeeper, Daniel Akpeyi, is no longer bothered about the barrage of criticisms from fans and teammates. super Eagles goalkeeper Daniel Akpeyi Akpeyi, who plays for Kaizer Chiefs of South Africa, told ESPN that his mental strength keeps him insulated in the face of constant criticism. He said: “What helps me is my mental strength.” “I really don’t follow the news about what is going on, especially when it comes to soccer from Africa and this part of the world.” “Thank God I grew up with a mentor who taught me how to be mentally strong. With all I have learnt from my mentor, I can’t give up on myself.” “I am not going to prove a point to anybody, I only have to prove a point to myself that whatever I have been trained with actually works.” Akpeyi has been the subject of criticism from Nigerians due to many mistakes he made while manning the post for the Super Eagles. Loading… center_img It will be recalled that Riyad Mahrez scored a free-kick for Algeria in a semi-final match at the Africa Cup Of Nations (AFCON) in Egypt because Akpeyi was not in the proper position. He also committed a blunder in a game with Argentina and according to Akpeyi, he felt terrible when one of his teammates predicted the end of his career after the Argentina game. He said: “When we got to the hotel, I overheard one of my teammates in the other room telling somebody on the phone ‘I don’t think he should be invited to the national team again; how can he concede that kind of goal.” “My own teammate!” “He was just outside the room next to mine and talking. This is a professional footballer who plays in Europe.” read also:Covid19: No cause for alarm for Daniel  Akpeyi ,PSL players “However, despite all this, the goalkeeper remains focused and give God thanks for everything. I thank God, because it is by His Grace that I am here”. FacebookTwitterWhatsAppEmail分享 last_img read more

Pellegrini: Title race in our hands

first_img Press Association City could have moved ahead of Chelsea at the top of the table on goal difference after the Blues suffered a shock 1-0 defeat at Crystal Palace on Saturday afternoon. However, despite taking an early lead in the late kick-off at the Emirates Stadium through David Silva, it was the Gunners – thumped 6-0 by Chelsea last weekend – who raised their game to draw level in the second half through Mathieu Flamini, and indeed only a fine reaction save from England goalkeeper Joe Hart on the hour denied Lukas Podolski what could well have proved the winner. Wenger, meanwhile, has seen the character of his side questioned once again following the thrashing at Stamford Bridge, which ruined his 1,000th match in charge. However, the Gunners boss insists it is far from all doom and gloom around the Emirates Stadium after finally getting the required performance from his team against a top-four rival. “Since the start of the season this team has shown a lot of spirit,” said Wenger, whose men were held to a frustrating 2-2 draw at home by Swansea on Tuesday night following a bizarre last-minute own goal from Flamini. “We just went out (of the Champions League) against Bayern with 10 men, that we are in the semi-final of the FA Cup and that we are still are fighting at the top in the Premier League, so we are not as bad as everybody thinks because we have shown remarkable consistency. “Tottenham, Liverpool and Everton aren’t in the FA Cup so that means this team has shown quality and we have some players out. “I would like to see Manchester City (against us) without (Vincent) Kompany, without Yaya Toure and without (David) Silva and go into a game of that stature, so we have been a bit unlucky as well.” Arsenal midfielder Mikel Arteta believes the players have given themselves renewed confidence for the challenges ahead. “It means a lot (in terms of self belief) after two disappointing results in a row,” said the Spaniard. “Mentally someone has to put it right and only we (players) could do that. “Hopefully we can finish the season strong because there is still a lot to play for.” Manchester City manager Manuel Pellegrini is confident his side can keep the destiny of the Barclays Premier League title within their own hands after having to make do with a point at Arsenal. Liverpool can take advantage if they beat Tottenham at Anfield on Sunday to go two points ahead of Chelsea. However, City still hold two matches in hand on their rivals, although both they and Jose Mourinho’s side also have to travel to Merseyside. Nevertheless, Pellegrini knows the formula for success remains simple. “The most important thing is that we depend on ourselves until the end of the season,” said Pellegrini, whose side had won 3-0 at Manchester United in midweek. “I see it exactly the way I saw it at the beginning of the season – I said it would be a close league with three or four teams fighting for the title. “It was not a chance to go top because we could have won and then Liverpool could have won on Sunday and gone top. They were two points ahead of us going into the game, now just one. “Arsenal still have a chance to fight for the title – we will see which team does things better from now until the end.” Midfielder Jesus Navas insists the City players remain confident. The Spaniard said to City TV: “The team is working really well, we are in a good position and we have matches in hand as well, so we are very positive.” last_img read more

Quique Sanchez Flores looking forward to reunion with old boss Guus Hiddink

first_imgQuique Sanchez Flores admits he might struggle not to call Guus Hiddink ‘boss’ when they meet on the touchline at Stamford Bridge. Press Association “Is he one of the best managers I played for? Yes, of course, he’s a very good manager,” said the Spaniard. “When he was coaching us we always achieved our objectives. At Valencia we were always in the top four. We played well. It was fun to go to training because always we were playing with the ball. “Normally the teams of Hiddink play offensive, always, so it is difficult to stop it. “The players connect a lot with him. That was my experience. They use his close mentality to connect with him. So it’s funny, it’s normal to work with him. He is close to his players and you feel confidence in this type of manager. “It’s difficult for me to know what to call him. It’s strange for him to say ‘okay, you’re a manager’. He knows me as a player, not like a coach. “The experiences I have had when coaches managed me and then I manage against them is always funny. In this case with Hiddink it will be very special. I am looking forward to it.” The Hornets travel to west London on the back of four straight wins and currently lie 10 points ahead of Chelsea, and just one off the Champions League spots. center_img Flores played under Hiddink for three years at Valencia but now locks horns with him as a manager when his Watford side travel to Chelsea. The Boxing Day clash will be Hiddink’s first game in charge since he returned to the Blues following Jose Mourinho’s sacking, and Flores is a huge admirer of the veteran Dutchman. last_img read more