Category: wxebkilz

New Danish marketing regulations set to come into effect

first_img Regions: Europe Nordics Denmark Casino & games New marketing regulations for gambling are set to come into effect in Denmark on 1 April, requiring operators to incorporate new information and links in their gambling marketing. New Danish marketing regulations set to come into effect Subscribe to the iGaming newsletter New marketing regulations for gambling are set to come into effect in Denmark on 1 April, requiring operators to incorporate new information and links in their gambling marketing.Marketing communication of all betting and casino products now must state the age limit for the game, information about national self-exclusion register ROFUS and must direct customers towards regulator Spillemyndigheden’s guide on responsible gambling.Spillemyndigheden said these requirements, first announced in January this year, may prove difficult to follow for advertisements that appear in certain forms of media. However, it said it would provide further clarity on this in the future.“These rules are expected to raise some questions from license holders and other stakeholders, as depending on the type of media, it may be difficult to comply with the requirements of the executive orders,” it said.“Spillemyndigheden will soon be publishing a guide where examples of requirements for different media types will be reviewed.”Licence holders must also use Spillemyndigheden’s logo in their marketing. Email Address Tags: Online Gambling 26th March 2020 | By Daniel O’Boyle AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Topics: Casino & games Legal & compliance Marketing & affiliates Sports bettinglast_img read more

DLF Golf & Country Club ‘Best Course in India’

first_img DLF Golf & Country Club ‘Best Course in India’ DLF Golf and Country Club, Gurugram has bagged the prestigious ‘Best Course in India’ award for the sixth time at the Asian Golf Awards organized by Asia Pacific Golf Group.The award ceremony took place in Vietnam, ANI has reported. Brands Indian women cricket team and 52 other stars feature in Nike’s film, narrated by World cup star Megan Rapinoe by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeE! OnlineTLC’s So Freaking Cheap Takes Penny-Pinching to the ExtremeE! OnlineUndocio.comUnlocking the Success of Digital Transformation with Active Intelligencecio.comUndoCapital One ShoppingThis hack can uncover JOANN discounts you don’t know aboutCapital One ShoppingUndoThe prestigious Asian Golf Awards recognize and honour the best in the Asia Pacific Golf industry and are widely regarded as the “Oscars” of golf awards in Asian golf industry.The inaugural edition of Asia Pacific Golf Summit was held at Singapore in 2007. Since then, it has grown to become Asia Pacific’s top knowledge body of the golf industry.“I am extremely proud of our golf team which works day in and day out to provide a world-class experience to the members of the DLF Golf and Country Club. We have been winning the award for many years and it is an honour to have the title back. The entire DLF family is elated and humbled by this recognition,” senior executive director, DLF, Aakash Ohri, is quoted as saying.DLF Golf and Country Club, inaugurated in 1999, holds the distinction of being the first course in the country to offer day/night Golf, thus making golfing in summers a truly enjoyable experience.The club boasts of brand new 18 holes Championship Golf Course designed by Gary Player commissioned in 2015 and the original 9-hole course designed by Arnold Palmer.For nearly two decades, the club has hosted many Asian and European Tour professional tournaments, including the Asian, Australian, and European co-sanctioned $2.5 million Johnnie Walker Classic in 2008.Among other tournaments hosted include European Tour-sanctioned events like the Avantha Masters (2010, 2011 and 2012), the Hero Men’s Indian Open 2017 and six editions of the Hero Women’s Indian Open.The Golf Academy’s Performance Center comprises two hitting studios, one putting lab/fitness studio. The hitting studios offer golf instruction by leveraging advanced digital golf teaching technology.Each studio is fitted with the V1 Pro 4-camera system and high-speed cameras, the SAM Balance Lab, the K-Vest and the Trackman launch monitors to enable golfers to assess their game accurately. Brands Brands Facebook Twitter TAGSBEST COURSE IN INDIADLFDLF GOLF & COUNTRY CLUBDLF GOLF COURSE SHARE Sachin Tendulkar says, ‘spare a thought for Barbers’ in Gillette’s new Campaign RELATED ARTICLESMORE FROM AUTHOR IPL 2020 : Mumbai Indians captain Rohit Sharma signs with Oakley eyewear IPL 2021: CSK’s captain MS Dhoni takes stake in start-up whick makes Helicopter Shot Choclates and Beverages Brands Brands Brands Chennai Super Kings Suresh Raina appointed as Brand Ambassador for BharatPe YourBump15 Actors That Hollywood Banned For LifeYourBump|SponsoredSponsoredUndoDaily FunnyFemale Athlete Fails You Can’t Look Away FromDaily Funny|SponsoredSponsoredUndoDefinitionTime Was Not Kind To These 28 CelebritiesDefinition|SponsoredSponsoredUndoHollywood TaleHow Victoria Principal Looks At 71 Is HeartbreakingHollywood Tale|SponsoredSponsoredUndoPost FunThese Twins Were Named “Most Beautiful In The World,” Wait Until You See Them TodayPost Fun|SponsoredSponsoredUndoMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStory|SponsoredSponsoredUndo Brands Brands Brands Sports BusinessBrands Cricket Business : Nike declines to renew, BCCI invites bids for Team Kit Sponsor and Merchandise Partner rights Share on Facebook Tweet on Twitter Previous articleClassen to manage ESPN’s businesses in IndiaNext articleDhoni targets to launch 18 academies globally: Report Kunal DhyaniSports Tech enthusiast, he reports on Sports Tech industry and writes on sports products. Adidas to play with more heart and harness the power of the game in new film narrated by athlete and icon, Siya Kolisi Sports Business : Adidas launches ‘What’s One More’ campaign to celebrate athletes preparing for Tokyo Olympics WWE adds several matches for tonight’s episode of Monday Night RAW PV Sindhu’s Stayfree digital campaign breaks record, clocks 12+ million views By Kunal Dhyani – January 19, 2018 Brands last_img read more

Aluworks Limited (ALW.gh) 2016 Annual Report

first_imgAluworks Limited (ALW.gh) listed on the Ghana Stock Exchange under the Engineering sector has released it’s 2016 annual report.For more information about Aluworks Limited (ALW.gh) reports, abridged reports, interim earnings results and earnings presentations, visit the Aluworks Limited (ALW.gh) company page on AfricanFinancials.Document: Aluworks Limited (ALW.gh)  2016 annual report.Company ProfileAluworks Limited is an aluminium continuous casting and cold rolling mill in Ghana. It supplies high-quality aluminium coils, discs, flat sheets and sheet-in-coil raw material to small- and medium-scale factories throughout the West African sub-region. These factories manufacture household cooking utensils, corrugated roofing sheets and general fabrication products. The company also offers technical advice and support to establishments setting new manufacturing factories, assist during trial runs with sample material and supply raw material for full production. Aluworks Limited’s factory has been operational since 1985 with an installed capacity of 10 000 metric tons of various aluminium products and a plant capacity of some 30 000 metric tons per annum. Aluworks Limited was incorporated as a public limited liability company in 1996. Aluworks Limited is listed on the Ghana Stock Exchangelast_img read more

Kenya Commercial Bank Limited (KCB.tz) Q32016 Presentation

first_imgKenya Commercial Bank Limited (KCB.tz) listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2016 presentation results for the third quarter.For more information about Kenya Commercial Bank Limited (KCB.tz) reports, abridged reports, interim earnings results and earnings presentations, visit the Kenya Commercial Bank Limited (KCB.tz) company page on AfricanFinancials.Document: Kenya Commercial Bank Limited (KCB.tz)  2016 presentation results for the third quarter.Company ProfileKenya Commercial Bank Limited is a leading financial institution in Tanzania offering retail and corporate banking services as well as mortgages, treasury and Bancassurance services. Kenya Commercial Bank offers financial solutions ranging from current accounts, overdrafts and loans to fixed and short-term deposits, mortgage finance, trade finance and forex, and business investment accounts. The banking institution participates in investments in Treasury Bills and Bonds with the central banks. Wholly-owned subsidiaries in the banking group include Kenya Commercial Finance Company Limited, Savings & Loan Kenya Limited, Kenya Commercial Bank Nominees Limited, Kencom House Limited, KCB Tanzania Limited, KCB Sudan Limited, KCB Rwanda SA and KCB Uganda Limited. Kenya Commercial Bank Limited is listed on the Dar es Salaam Stock Exchange.last_img read more

Slanted House / Paradigma Ariadné

first_img Photographs Hungary CopyHouses•Ipolytarnóc, Hungary Projects “COPY” Houses CopyAbout this officeParadigma AriadnéOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookIpolytarnócHungaryPublished on November 05, 2020Cite: “Slanted House / Paradigma Ariadné” 05 Nov 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogSinkshansgroheBathroom Mixers – LogisVinyl Walls3MExterior Vinyl Finish – DI-NOC™ StonePartitionsSkyfoldWhere to Increase Flexibility in SchoolsTiles / Mosaic / GresiteCupa PizarrasVentilated Facade – CUPACLAD UprightGlassLAMILUXGlass Roof PR60ConcreteKrytonCrystalline Waterproofing – KIMSkylightsVELUX CommercialAtrium Longlight Skylights in ExperimentariumMetal PanelsLorin IndustriesAnodized Aluminum – Copper FinishesStonesFranken-SchotterWall Covering & CladdingWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusSwingsStudio StirlingHanging Chair – BasketWallcovering / CladdingArrigoni WoodsWood Cladding – AcousticMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/950780/slanted-house-paradigma-ariadnle Clipboard Slanted House / Paradigma Ariadné Area:  32 m² Year Completion year of this architecture project Year: center_img Slanted House / Paradigma AriadnéSave this projectSaveSlanted House / Paradigma Ariadné Architects: Paradigma Ariadné Area Area of this architecture project ArchDaily Manufacturers: GRAPHISOFTDesign Team:Lilla Árkovics, Bernadett Csendes, Attila Róbert Csóka, Imola Zsóka Fazakas, Virág Kiss, Szabolcs Molnár, Dávid SmilóClients:100 Sparks ArtweekCity:IpolytarnócCountry:HungaryMore SpecsLess SpecsSave this picture!© Attila Róbert CsókaRecommended ProductsResidential ApplicationsAccoyaAccoya® Wood in a Split-Level West Vancouver HomeEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodBlumer LehmannFree Form Structures for Wood ProjectsText description provided by the architects. Paradigma Ariadné is an architectural studio independent of styles and trends, where the architectural product always contextualizes in some way. Usually, this contextualization creates the extra content which makes our studio’s plans unique, be it a house, furniture, or urban planning. The Slanted House connected to this very characteristics of our studio to both, as its statement and its connection to the landscape are apparent in a way that at the same time it also tries to refer to and interpret its theoretical context: critical regionalism.Save this picture!© Attila Róbert CsókaSave this picture!DrawingSave this picture!© Attila Róbert CsókaKenneth Frampton’s 1983 essay, ‘Towards a Critical Regionalism: Six Points for an Architecture of Resistance’, published in the architectural periodical of Yale University, Perspecta, stood sharply against the universality characterising the late modern permeating architecture at the time, and the post-modern’s response to it. After 40 years some things are still valid relating to critical regionalism even without the historical context: the acceptance of the features of the land and the landscape, acclaiming the tectonic logic inherent in the structure, and consequently.Save this picture!© Attila Róbert CsókaThe close connection among the building’s visual appearance, structure and building material. The concept of the Slanted House poses one question to this critical regionalist interpretation framework: Can a house respect the landscape by domesticizing it? Human existence has intertwined with horizontality. Even if a house looks slanted from the outside, in the inside it consists entirely, or partly, with the help of smaller or larger stairs, of horizontal surfaces so that it can be possible to sit, sleep and work in the house.Save this picture!DrawingThis is the domestication that buildings born in the light of critical regionalism themselves could not leave behind. In contrast, in the Slanted House, the landscape dominates totally, both the structure of the house and man at the same time, regardless of whether a particular person is the builder or user of the house, thus, with this, the building also joins the non-human-centered approaches that permeate contemporary philosophical debates. However, if we interpret Kenneth Frampton strictly, it is not really possible to decide whether the Slanted House could be part of the architecture he prioritises or not. Because of the logical connection elaborated above, its slant creates a connection to the landscape with naive sensitivity, while upon entry it gives visitors a pleasure that makes them smile, which could also stem from the hidden irony that takes the landscape extremely seriously.Save this picture!© Attila Róbert CsókaSave this picture!DrawingSave this picture!© Attila Róbert CsókaAnd if something was distinctly away from Frampton’s Marxist, resistant interpretation of landscape, it was irony. The Slanted House is thus a building encouraging dispute, which allows many entry thresholds for the visitors and interpreters of the house. It can be a liberating playground for children, which does not need to be capable of anything else than providing a space which one can enthusiastically run across, leaving themselves to the forces of gravity, and at the same time it can be a manifestation of that particular 1983 Perspecta publication, stirring up a dispute. At Paradigma Ariadné, we believe that the latter approach is the key to an architecture that provides everyday experiences. Slanted House was designed and build to 100 Sparks Artweek with the financial support of Visegrad FundSave this picture!DrawingProject gallerySee allShow lessApartment Renovation in Girona / Hiha StudioSelected ProjectsPR House / aa-lsSelected Projects Share Photographs:  Attila Róbert Csóka Manufacturers Brands with products used in this architecture project 2020 Save this picture!© Attila Róbert Csóka+ 30Curated by Paula Pintos Share “COPY” ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/950780/slanted-house-paradigma-ariadnle Clipboardlast_img read more

Bright Future for Ag Students at Purdue

first_imgHome Indiana Agriculture News Bright Future for Ag Students at Purdue Previous articlePurdue Ag Alumni Fish Fry An Experience for AllNext articleIndiana Weather Forecast 2/9/2015 Andy Eubank SHARE Bright Future for Ag Students at Purdue Good prospects for ag gradsThe 2015 Purdue Ag Alumni Fish Fry is in the books. The annual gathering of Boilermaker faithful from the College of Ag was held at the Indiana State Fairgrounds Saturday, and Dean of Agriculture Jay Akridge said it’s like a big family get together.“I think it’s just a great day to celebrate the College and all of our alumni to get back together to share stories with their friends and put a big spotlight on everything we’re trying to do in the College. It’s just turned into I think a wonderful homecoming for the alumni.”He told HAT the alumni ranks will grow further with about 600 students expected to graduate this spring and employment prospects look for those graduates. He said 85 companies will be at the spring career fair Wednesday, up twenty from last year. And for young people thinking about a college major and future career, no matter their background, Akridge explains agriculture is a great choice.“I think most just don’t understand the breadth of opportunities we see under this umbrella we call agriculture. If a young man or woman is interested in science, we have opportunities to take that into the food and the plants and the animal space. If they’re interested in business, they can take it into the food or inputs world. Farming of course is an opportunity, but even policy, regulatory areas, communications, education, it’s just such a broad area. It’s an industry that’s alive and vibrant and there are just a lot of opportunities for any young man or woman who really wants to make a difference with their life.”Many of the students studying for a career in agriculture do not come from the farm or even rural areas.“About half of our students come to us with really no rural or rural farm background, so they’re coming to us with urban, suburban and only about half are involved in 4-H and FFA,” Akridge explained. “So we’ve got a great group that come to us from more traditional areas, but about half come to us from very different backgrounds.”He told the alumni that the College is now looking for more students interested in plant sciences and agriculture education.This is a strategic planning year for the College. Dean Akridge explains the importance of that process in the HAT video. SHARE By Andy Eubank – Feb 9, 2015 Facebook Twitter Facebook Twitterlast_img read more

Local Man Charged with D.U.I, Hit and Run, and Child Endangerment

first_img Make a comment faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyPasadena Public WorksPasadena Water and PowerPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes Community News Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadena A June 11 preliminary hearing has been scheduled for Pasadena resident Jeremy Millan Drew who was booked on suspicion of felony drunken and was being held at the Men’s Central Jail on the outskirts of Downtown Los Angeles, authorities said.Drew, 39, was charged today with one count of felony hit and run, two counts of child endangerment and two counts of felony drunken driving, the California Highway Patrol said.Drew pleaded not guilty to all counts, a Pasadena Superior Court judicial assistant told the Pasadena Star-News. His preliminary hearing has been scheduled in Department D.Drew was accused of being drunk when he crashed a 1992 Chevrolet Suburban on the eastbound Ventura (134) Freeway, just east of San Rafael Avenue. The crash was reported to the CHP at 11:13 p.m. Saturday and it critically injured a passenger.Drew reportedly fled the scene on foot with two young children.Firefighters had to cut open the SUV to free the man from the crash. Drew, a 6-foot, 5-inch tall, 320 pound man, fled the scene just prior to the arrival of law enforcement, the California Highway Patrol told the Star-News.CHP officers found Drew and the two children at Orange Grove Boulevard and Live Oaks Avenue, just under a mile away from the crash scene, the newspaper reported.Drew was treated for minor to moderate injuries and the children were treated for minor injuries, the Star-News reported.He is being held today at the Men’s Central Jail on the outskirts of Downtown Los Angeles where he is being in lieu of $50,000 bail.Drew was taken to the Men’s Central Jail at 1:28 a.m. Monday, according to the Los Angeles County Sheriff’s Department Inmate Information Center. Your email address will not be published. Required fields are marked * Subscribe Herbeauty9 Of The Best Family Friendly Dog BreedsHerbeautyHerbeautyHerbeautyTop 9 Predicted Haircut Trends Of 2020HerbeautyHerbeautyHerbeautyHe Is Totally In Love With You If He Does These 7 ThingsHerbeautyHerbeautyHerbeauty6 Strong Female TV Characters Who Deserve To Have A SpinoffHerbeautyHerbeautyHerbeauty10 Most Influential Women In HistoryHerbeautyHerbeautyHerbeauty10 Questions To Start Conversation Way Better Than ‘How U Doing?’HerbeautyHerbeauty Business News Public Safety Local Man Charged with D.U.I, Hit and Run, and Child Endangerment From STAFF REPORTS Published on Tuesday, May 21, 2013 | 6:23 pm Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m.center_img EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday Top of the News Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Name (required)  Mail (required) (not be published)  Website  First Heatwave Expected Next Week 5 recommended0 commentsShareShareTweetSharePin it Community News More Cool Stufflast_img read more

Energy Transfer LP: 4Q Earnings Snapshot

first_img DALLAS (AP) — Energy Transfer LP (ET) on Wednesday reported fourth-quarter earnings of $509 million. On a per-share basis, the Dallas-based company said it had profit of 19 cents. The results missed Wall Street expectations. The average estimate of six analysts surveyed by Zacks Investment Research was for earnings of 26 cents per share. The energy-related services provider posted revenue of $10.03 billion in the period. For the year, the company reported a loss of $647 million, or 24 cents per share, swinging to a loss in the period. Revenue was reported as $38.95 billion. Energy Transfer LP shares have risen 11% since the beginning of the year. In the final minutes of trading on Wednesday, shares hit $6.89, a decline of 46% in the last 12 months. ————— This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on ET at https://www.zacks.com/ap/ET Facebook TAGS  Twitter Pinterest Twitter Pinterest Energy Transfer LP: 4Q Earnings Snapshotcenter_img Facebook By Digital AIM Web Support – February 17, 2021 WhatsApp Local NewsBusinessState WhatsApp Previous articleHaaland leads Dortmund past Sevilla in Champions LeagueNext articleRush Limbaugh, radio king and architect of right wing, dies Digital AIM Web Supportlast_img read more

Spokesman: Carson Was Not Offered HUD Secretary Job

first_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, News Sign up for DS News Daily About Author: Brian Honea Dr. Ben CarsonA report from the Wall Street Journal on Wednesday afternoon cited Dr. Ben Carson spokesman Armstrong Williams as stating that the former Republican presidential candidate and retired neurosurgeon had accepted an offer from President-elect Donald Trump to be the new HUD Secretary.Later in the afternoon, however, the WSJ revised its story, saying that Carson was “being considered” for the HUD job. Later on Wednesday, Reuters reported Williams as saying that Carson had never been offered the HUD job.Trump tweeted on Tuesday that he was “seriously considering” the 65-year-old Carson to lead HUD. The announcement was surprising to many because Carson has no experience with serving in government or with housing policy.Carson stated earlier in November that he was not interested in serving in the Trump Administration. He seemed to have a change of heart after meeting with key members of Trump’s Administration, however.“After serious discussions with the Trump transition team, I feel that I can make a significant contribution particularly to making our inner cities great for everyone,” Carson said on his Facebook page.Following Trump’s tweet on Tuesday, Carson gave an interview on Fox News in which he confirmed that the HUD position was “one of the offers on the table.”Carson has spoken out about housing policy in the recent past; in 2015, he wrote an editorial for the Washington Times criticizing the Obama Administration’s Affirmatively Furthering Fair Housing Rule, which passed in 2015.Having been raised in the inner city of Detroit, Carson is passionate about revitalizing the inner cities. In the Fox News interview on Tuesday, he told Neil Cavuto, “You know, there have been so many promises made over the last several decades, and nothing has been done. So it certainly is something that has been a long-term interest of mine. And I’ll be thinking and praying about it seriously.”Current HUD Secretary Julián Castro, an Obama appointee, has held that position since July 2014.  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Home / Daily Dose / Spokesman: Carson Was Not Offered HUD Secretary Job Demand Propels Home Prices Upward 2 days agocenter_img Tagged with: Ben Carson HUD Secretary Previous: What’s Driving Innovations in Real Estate Auctions? Next: Home Prices Jump Up in Q3 Share Save Related Articles Spokesman: Carson Was Not Offered HUD Secretary Job Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Data Provider Black Knight to Acquire Top of Mind 2 days ago Ben Carson HUD Secretary 2016-11-23 Kendall Baer Subscribe Servicers Navigate the Post-Pandemic World 2 days ago November 23, 2016 1,284 Views Data Provider Black Knight to Acquire Top of Mind 2 days agolast_img read more

Update: Mortgage Delinquency Trends

first_img About Author: Phil Hall Servicers Navigate the Post-Pandemic World 2 days ago Update: Mortgage Delinquency Trends  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago An estimated 4.1 million homeowners were in active COVID-19 forbearance plans as of July 21, according to new data from Black Knight Inc. This represents 7.8% of all active mortgages.The Black Knight report also provided updates on affordability and refi trends.New forbearance plans averaged 78,000 per week during the first three weeks of July, Black Knight noted, a decline from the 81,300 weekly average one month earlier. Active forbearances dropped by 435,000 during the first week of July, followed by an aggregate 25,000 over the next two weeks.As of July 21, 1.6 million households—or, 28% of homeowners—had exited a COVID-19-related forbearance plan. Of that group, Black Knight found that 3% paid off their mortgage, 21% had their forbearance removed or expired and remained current on mortgage payments and 4% had their plan removed or expired but remained past due on their mortgage. Of the remaining loans still on active forbearance plans, 2.6 million have had the term of their plan extended, while 1.5 million are still in their initial term.Nearly 2.5 million active forbearance plans were set to expire within June and another 1.3 million were scheduled to expire in July. However, Black Knight determined that roughly 1.8 million forbearance extensions have taken place over the last four weeks while an additional 890,000 loans were removed from forbearance. The majority of the forbearance extensions covered an extra three months, which means nearly 2.2 million active forbearance plans are set to expire in September.Separately, Black Knight reported the national delinquency rate fell in June for the first time since January, with approximately 7.6% of all mortgage holders in a delinquent state. In January, that share was a record-low 3.2%. Also during June, the number of early-stage delinquencies stabilized, with 30-day delinquencies nearly back to their pre-COVID levels. However, the number of borrowers 90 or more days past due was 1.87 million, the largest volume since 2011, and Black Knight predicted that the number of 90-day delinquencies could increase into July.Additionally, Black Knight reported that last month’s record-breaking low mortgage rates contributed to creating the most affordable average-priced homes since 2016.Buying power for homebuyers increased 10% from last year, Black Knight noted, adding that shoppers can now afford roughly $32,000 more home than one year earlier while keeping their monthly payment the same.“As of mid-July, it required 19.8% of the median monthly income to make the mortgage payment on the average-priced home purchase, assuming a 20% down payment and a 30-year mortgage,” said Black Knight Data & Analytics President Ben Graboske. “That was more than 5% below the average of 25% from 1995-2003. This means it currently requires a $1,071 monthly payment to purchase the average-priced home, which is down 6% from the same time last year, despite the average home increasing in value by more than $12,000 during that same time period.”Graboske added that while “record levels of job losses are certainly still weighing on the housing market and broader economy, for those shopping for a home now, buying power has clearly trended up.”In six states—Arkansas, Iowa, Kentucky, Louisiana, Maryland, and West Virginia—payment-to-income ratios are at their lowest levels in more than a quarter-century. Black Knight also noted that the nation’s 25 largest markets are seeing their strongest affordability in more than two years, while some markets areas are enjoying their strongest affordability levels in well over a decade.Homebuyers are not the only ones profiting from this environment. Black Knight determined that the historically low 30-year-rates incentivized a record 18.1 million homeowners to refinance last month. Previous: DS5: Challenges Ahead for Foreclosure Attorneys Next: Fannie and Freddie: Portfolio Update Data Provider Black Knight to Acquire Top of Mind 2 days ago Tagged with: Affordability Forbearance refi Phil Hall is a former United Nations-based reporter for Fairchild Broadcast News, the author of nine books, the host of the award-winning SoundCloud podcast “The Online Movie Show,” co-host of the award-winning WAPJ-FM talk show “Nutmeg Chatter” and a writer with credits in The New York Times, New York Daily News, Hartford Courant, Wired, The Hill’s Congress Blog and Profit Confidential. His real estate finance writing has been published in the ABA Banking Journal, Secondary Marketing Executive, Servicing Management, MortgageOrb, Progress in Lending, National Mortgage Professional, Mortgage Professional America, Canadian Mortgage Professional, Mortgage Professional News, Mortgage Broker News and HousingWire. Share 1Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Affordability Forbearance refi 2020-08-03 David Wharton The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days ago Related Articles Subscribe August 3, 2020 2,263 Views The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago in Daily Dose, Featured, Foreclosure, Journal, Market Studies, News Home / Daily Dose / Update: Mortgage Delinquency Trendslast_img read more